Insurance Plans We Accept
We accept the following behavioral health insurance plans for patients in Miami and throughout Florida:
Accepted Directly Through Renew You Health Clinic
- Oscar
- Optum / UnitedHealthcare
- AvMed
- Florida Medicaid
- Manhattan Health Insurance
Accepted Through Headway
- Aetna
- Cigna
- Carelon Behavioral Health
- Ascension (SmartHealth)
- Independence Blue Cross Pennsylvania
- Horizon Blue Cross and Blue Shield of New Jersey
- Florida Blue (Blue Cross Blue Shield of Florida) — appointments for Headway plan members are scheduled through Headway
If you carry one of these plans, your psychiatric care — including medication management, supportive behavioral strategies, and psychiatric evaluations — may be covered subject to your plan's terms.
How to Verify Your Mental Health Benefits
Coverage details vary by plan, so we recommend confirming your benefits before your first visit. Here is how to get started:
- Locate your insurance card and member ID.
- Contact our team with your plan information.
- We will help you understand your coverage, including copays, deductibles, and any prior authorization requirements.
- Once benefits are confirmed, request your appointment.
You can also call the member services number on the back of your insurance card and ask about your outpatient behavioral health and telehealth coverage.
Does Insurance Cover Telehealth?
Many behavioral health insurance plans cover telehealth visits the same way they cover in-person care. We offer secure telehealth across Florida as well as in-person consultations in Miami. Because policies differ, we encourage you to verify telehealth coverage with your plan or let us help you check. Explore our Miami psychiatric services to see what is available.
Out-of-Network and Self-Pay Options
Do not see your plan listed? You still have options. We welcome self-pay patients and can discuss out-of-network arrangements. If your plan offers out-of-network benefits, you may be eligible for partial reimbursement, and we can provide the documentation you need to submit a claim. Reach out to our team to discuss the option that works best for you.
Seguros que Aceptamos — Atención en Español
En Renew You Health Clinic aceptamos Oscar, Optum/UnitedHealthcare, AvMed, Florida Medicaid y Manhattan Health Insurance directamente. También aceptamos Aetna, Cigna, Carelon Behavioral Health, Ascension (SmartHealth), Independence Blue Cross Pennsylvania, Horizon Blue Cross and Blue Shield of New Jersey y Florida Blue a través de Headway. Nexida Echeto, PMHNP-BC, ofrece evaluaciones psiquiátricas y manejo de medicamentos en español para pacientes en Miami y en todo Florida. Le ayudamos a verificar sus beneficios antes de su primera cita. Solicite su cita o llame al 786-686-5682 si necesita ayuda.
Frequently Asked Questions
We accept Oscar, Optum/UnitedHealthcare, AvMed, Florida Medicaid, and Manhattan Health Insurance directly through Renew You Health Clinic, and Aetna, Cigna, Carelon Behavioral Health, Ascension (SmartHealth), Independence Blue Cross Pennsylvania, Horizon Blue Cross and Blue Shield of New Jersey, and Florida Blue through Headway. Self-pay is also available. Please call to confirm your specific plan and benefits before your visit. Contact us to verify your specific plan.
Yes. We accept Florida Medicaid directly for behavioral health care in Miami and across Florida. Request your appointment and our team will confirm your eligibility before your visit.
We accept Florida Blue through Headway. Florida Blue members can request your appointment or call 786-686-5682 and we will help you schedule through the correct channel.
Yes. We accept Optum/UnitedHealthcare plans directly through Renew You Health Clinic, along with Oscar, AvMed, Florida Medicaid, and Manhattan Health Insurance.
Sí. Aceptamos Florida Medicaid y ofrecemos atención psiquiátrica en español en Miami y en todo Florida. Solicite su cita.
Coverage depends on your individual plan. The easiest way to confirm is to contact our team or call the member services number on your insurance card before your appointment.
Yes. We welcome self-pay patients and are happy to discuss options during scheduling. Request an appointment to get started.
Many plans cover telehealth just like in-person visits, but coverage varies. We recommend verifying telehealth benefits with your insurer or asking us to help you check.
If we are out-of-network, you may still have out-of-network benefits or can choose self-pay. We will provide any documentation needed for reimbursement. Contact us to learn more.
Ready to Request Your Appointment?
Whether you have Aetna, Cigna, Carelon Behavioral Health, Ascension (SmartHealth), Independence Blue Cross Pennsylvania, Horizon Blue Cross and Blue Shield of New Jersey, Florida Blue, Florida Medicaid, Oscar, Optum/UnitedHealthcare, AvMed, Manhattan Health Insurance, or another plan, we will help you make the most of your behavioral health insurance. Contact our team to verify your benefits, then request your appointment today — in English or Spanish.